Terms and Conditions

Imaan Finance Limited maintains the website http://www.imaan.co.tz (“the Site”) to provide you with information about Imaan Finance Limited’s services and products and to facilitate communication with the Imaan Finance Limited. Visitors to the Site are required to read the below terms and conditions and your use of the Site constitutes your acceptance and agreement to be bound by such terms and conditions including those excluding the institution’s liability.

Imaan Finance Limited does not warrant the accuracy, adequacy or completeness of the information and materials contained in these pages, including text, graphics, links and other items, and expressly disclaims liability for errors or omissions of any kind.

All information, content, materials, products (including, but not limited to text, content, photographs, graphics, video, and audio content) is protected by copyright in the favour of Imaan Finance Limited under applicable copyright laws and is also protected otherwise under general intellectual property law.

All information submitted to Imaan Finance Limited through the Site shall be deemed to be the property of Imaan Finance Limited, and Imaan Finance Limited shall be free to use any ideas, concepts, know-how or techniques provided by a visitor at the Site, in any manner whatsoever. Imaan Finance Limited is not bound by the obligation of confidentiality regarding submitted information unless the visitor has a direct customer relationship with the institution or unless specifically agreed or required by law.

Personal and Non-commercial use restriction:
You may not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer or in any way exploit any part of any information, content, materials, services available from or through the Site, except that you may download material for your own personal, non-commercial use.

Unlawful Use Restriction:
As a condition of your use of the Site you warrant that you will not use the Site for any purpose that is unlawful or prohibited by these terms and conditions. You may not use the Site in any manner that could damage, disable, or impair the Site or interfere with any other party's use or enjoyment of the Site.

Not all the products and services are available in all geographic areas, and you may not be eligible for all the products or services offered by Imaan Finance Limited on the Site. Imaan Finance Limited reserves the right to determine the availability and eligibility for any product or service.

Imaan Finance Limited proposes to use “cookies” (Cookies are small data files that a website stores on your computer.) for storing visitor preferences, profiling visitors, and tracking visitor behaviour on the Site. By visiting the site, you acknowledge, accept and expressly authorise the institution for the placement of cookies on your computer.

Liability Disclaimer:
Imaan Finance Limited does not warrant that the services and products offered by the Site will be uninterrupted or error-free. There may be delays, omissions, interruptions and inaccuracies in the products, services, information, or other materials available on this Site.

Imaan Finance Limited is also not responsible for the availability or content of other services that may be linked to this Site. Hyperlinks to other internet sites are at your own risk, the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored, or endorsed by Imaan Finance Limited in any way. Imaan Finance Limited does not make any warranties, and expressly disclaims all warranties express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title, or non-infringement with respect to any information or services or products that are available or advertised or sold through the Site. Imaan Finance Limited does not make any representations, nor does endorse the accuracy, completeness, timeliness or reliability of any advice, opinion, statement or other material or database displayed, uploaded, or distributed by the Site or available through links in the Site. Imaan Finance Limited reserves the right but are not required to correct any errors or omissions in the Site. Imaan Finance Limited may make improvements and/or changes to the Site provided therein at any time.

Although Imaan Finance Limited will take serious steps to prevent the introduction of viruses, vandals, worms, 'Trojan horses' or other destructive materials to the Site, Imaan Finance Limited does not guarantee or warrant that the Site or the materials that may be downloaded from the Site do not contain such destructive features. Imaan Finance Limited is not liable for any damages or harm attributable to such features. If you rely on the Sit and any materials available through the Site, you do so solely at your own risk.

Imaan Finance Limited, each of its officers, directors, subsidiaries, affiliates, agents, or licensors shall not be liable for incidental, indirect, consequential, special, punitive, exemplary damages, or any damages whatsoever, including but not limited to damages for lost revenues or profits, loss of business or loss of data arising out of or in any way related to the use and performance of the Site or for any claim, loss or injury based on errors, omissions, interruptions or other inaccuracies arising out of the use of the Site, whether based on contract, tort, negligence, strict liability or otherwise. If you are dissatisfied with any portion of the Site your sole and exclusive remedy is to discontinue using the Site and the related services.

Imaan Finance Limited shall not be considered in default of its obligations hereunder if performance of such obligations is prevented or delayed by causes beyond its reasonable control, including, without limitation, internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, virus, other malicious computer code, hacking, acts of God or government, war, riots, acts of civil disorder, labour disputes, failure or delay of transportation, non- performance of third parties.

Modification of these Terms of Use:
Imaan Finance Limited reserves the right to change the terms, conditions, and notices applicable to the use of the Site and reserves the right to modify any features of any products or services offered by Imaan Finance Limited on the Site and any information found on the Site. You are responsible for regularly reviewing these terms and conditions. Continued use of the Site after any such changes shall constitute your consent to such changes.

The Courts in United Republic of Tanzania alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealings with Imaan Finance Limited, and all disputes will be governed by the laws of United Republic of Tanzania. These terms and conditions are in addition and not in derogation of the applicable terms and conditions relating to the services that you may obtain.